Insurance, Coverage & Liability
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- Why Do I Need Workers’ Compensation?
Workers’ compensation is designed to ensure that employees who are injured or disabled while on the job are compensated properly, negating the need for related lawsuits. It also provides benefits for dependents of workers killed by work-related accidents or illness. Some laws also limit the amount an injured employee can recover and eliminate co-worker liability in most accidents.Here is an ...
- Recession-Proof Salons: Think Outside The Bed
Recession. Economy. Bailout. We have all been hearing about the economic downturn—and it isn’t just small businesses hurting. Large chains like Circuit City, Linen & Things and Mervyns are downsizing and even closing doors. Meanwhile, the big auto makers are asking the government for money. But what are small businesses supposed to do? There are no big bailouts waiting for ...
- Employees And Your Insurance Policy
As we near the holiday season, salon business should start to pick up. Not only will existing clients come in for regular sessions, but you may have new clients who want to look bronzed for upcoming holiday parties and winter vacations. Whatever the reason may be, you will be filling up your rooms faster and more often than you were ...
- Risk Management: Peeping Tom Incidents
It’s disturbing, but “peeping Tom” lawsuits are all-too-common in the indoor-tanning industry. First, a quick definition: “Peeping Tom” is an expression used to describe people who get pleasure from secretly watching others and invading their private space. Reported claims can happen to either sex by either sex, and when a client feels that someone has invaded their privacy, they may ...
- Risk Management: Lawsuits & Liability
What do you think about the recent lawsuit involving a Los Angles woman and the famous lingerie company, Victoria’s Secret? In case you missed the story, here’s a quick recap: In spring 2007, a woman was slipping into fresh clothing after her workout. As she was changing, the heart-shaped rhinestone on her panties snapped off and, in a slingshot motion, ...
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