Insurance, Coverage & Liability

As we near the holiday season, salon business should start to pick up. Not only will existing clients come in for regular sessions, but you may have new clients who want to look bronzed for upcoming holiday parties and winter vacations. Whatever the reason may be, you will be filling up your rooms faster and more often than you were ...

It’s disturbing, but “peeping Tom” lawsuits are all-too-common in the indoor-tanning industry. First, a quick definition: “Peeping Tom” is an expression used to describe people who get pleasure from secretly watching others and invading their private space. Reported claims can happen to either sex by either sex, and when a client feels that someone has invaded their privacy, they may ...

What do you think about the recent lawsuit involving a Los Angles woman and the famous lingerie company, Victoria’s Secret? In case you missed the story, here’s a quick recap: In spring 2007, a woman was slipping into fresh clothing after her workout. As she was changing, the heart-shaped rhinestone on her panties snapped off and, in a slingshot motion, ...

When is a loss large enough or serious enough to report to your insurance company? Many insured people think, “It was only a minor loss—I don’t need to report this one, because it will be under my deductible and/or my insurance rates automatically will go up next year as a result.” Unfortunately, situations that elicit a response like that can ...

This economic crunch seems to be affecting everyone—especially the smaller, self-owned and -operated businesses. With the rising fuel prices, many people are cutting back on “luxury” expenses, and salon owners nationwide are working to ensure that visits to the tanning salon do not fall under that category. To do this, you may be thinking of remodeling, adding new equipment or ...